In the words of some of my facebook friends, "Some of ya'll fools. Actin like you ballin with dat income tax money. Buyin up all dis stuff and aint none of it for yo kids. You need to be payin some bills! SMDH"
Yeah. Some of my fb friends talk like that. I went to school with people who don't know how to properly speak. That's just how it is sometimes. I added in the periods for your convenience.
Anyway, in this situation, I agree with them. At least, if they're saying what I think they are. And what I think they're saying is be smart with that money. Don't waste it. Spend wisely. Stuff like that.
We aren't buying anything with our income tax money we don't need. We're got a car seat for Evie because she's too big for her carrier. I got it discounted at Babies R Us by doing that trade-in thing. Ya know, where you trade in your old car seat and get 25% off a new one. That saved us $42.00. We're also getting her new clothes. She's in size 12 months now and we don't have many clothes of that size for her. I usually shop at Burlington Coat Factory for her clothes. They always have amazing deals. Their clothes are no more expensive than Wal mart and super cute. I can find whole outfits for 5 bucks.
Rodney is getting new shoes (His has a hole in them.) and new scrubs for work. (They also all have holes in them.) We are also getting a new dresser (once again, on sale) because ours is too small and destroyed.
We are spending some money on something we don't really *need* to - Evie's pictures. I have a coupon for that, as well.
I try to always buy things with some sort of discount involved. I'm not cheap, though. I will NOT buy something that's gonna break quickly. I like things that will last. I don't like having to, let's say, rebuy 6 can openers because I was too cheap just to buy the good one in the first place. In some instances, it's just better to spend the money up front or you'll be spending more in the end.
So, what willwe do with the rest of that income tax money? I only explained to you where about $500 dollars of it is going. We got way more than that back.
It's going to bills. We're buying car insurance for 6 months, so that won't be coming out every month. We're paying ahead on the phone bill, that'll free up even more money each month. We're aiming to pay off our phone bill for up to one year. We don't really have any bills besides that, except a car loan. But, we can use some of the money we free up each month and put a little more money towards that. That way, we can get that loan paid off quicker.
I'm not the type of person that wants to spend all of that income tax money on things now
. I want to pay ahead and have money free so I have a better financial situation in the long term. Evie gets what she needs first, then we get what we need, and the rest of it goes to getting ahead. It juat makes more sense to me.
I think that's what those people on my facebook are talking about. Spend wisely, my friends.